Does Sam’s Club Take Apple Pay?

By Hayden Ortiz

Last Updated:

sams club apple pay

Sam’s Club is a popular membership-based retail warehouse chain that offers a wide range of products at discounted prices.

With the rise of contactless payment options, many customers wonder whether Sam’s Club accepts Apple Pay as a payment method.

Apple Pay is a popular contactless payment service that is built into most Apple devices including iPhones, iPads, and Apple watches.

If you’re wondering whether your local Sam’s Club accepts Apple Pay, the answer is No, the retail giant currently does not accept Apple Pay or other popular contactless payment options both in-store and online.

So if you are someone who prefers to use Apple Pay for purchases when shopping, you will need to use an alternative accepted payment method, such as a credit or debit card.

In this article, you will find all you need to know about Apple Pay at Sam’s Club. Do they accept Apple Pay online? What other payment method can you use to pay at the club? These questions and more will be answered here.

Can You Pay With Apple Pay In Sam’s Club?

As mentioned earlier, unfortunately, Sam’s Club does not currently accept Apple Pay as a payment method at any of its locations and this may come as a surprise to some shoppers who prefer the convenience and security of using Apple Pay.

That said, Sam’s Club has its own mobile payment service called “Scan & Go and just like Apple Pay, the feature allows you to pay for your purchases through the Sam’s Club app on your iPhone or iPad.

In addition to Apple Pay, Sam’s Club also currently does not accept other popular contactless payment solutions like Google Pay and Samsung Pay but they do accept Walmart’s contactless payment offering known as Walmart Pay.

It is currently unclear whether Sam’s Club will begin accepting Apple Pay in the future, but for now, shoppers can still enjoy the convenience of shopping at any of their club locations by using one of the many other accepted payment methods.

Does Sam’s Club Take Apple Pay Online?

Unfortunately, you can not pay for items in your cart with Apple Pay (or other popular contactless payment methods) when shopping on the Sam’s Club website and mobile app.

However, there is a workaround if you want to use Apple Pay for online shopping at Sam’s Club, and the trick is to use Instacart which is an online shopping and delivery service. On Instacart, you can pay with Apple Pay when shopping from most stores including Sam’s Club.

Once you place your order on the Instacrt website (or mobile app), simply select the Apple Pay option and pay directly from your Apple Wallet.

After paying the Instacart shopper assigned to your order will pay for the items using their company-issued Instacart Shopper card when they arrive at the store since Sam’s Club does not accept Apple Pay in-store either.

Using Instacart to shop at Sam’s Club with Apple Pay may be an extra step, but it is a great option for those who prefer to use Apple Pay for their purchases. Plus, with Instacart, customers can have their items delivered straight to their doorstep without ever having to leave the comfort of their homes.

Why Doesn’t Sam’s Club Accept Apple Pay In-Store?

Sam’s Club, a subsidiary of Walmart, currently does not accept Apple Pay and other contactless payment solutions in-store. This is mostly because Walmart has its own payment solution called Walmart Pay, which is a direct competitor of these popular contactless payment platforms.

Moreover, Sam’s Club also has its own Scan and Go service on the Sam’s Club app, where shoppers can scan their purchases and pay directly on their phones. This service allows customers to skip the checkout line and pay for their purchases on the go, which may not be possible with other payment options.

Another reason why Sam’s Club may not accept NFC-based payment options like Apple Pay is that the company likes to keep its checkout process simple and some of these tap-to-pay platforms may not fit into this philosophy and may slow down the checkout process.

What Other Payment Methods Does Sam’s Club Accept?

Sam’s Club accepts a variety of payment methods, including credit and debit cards. Accepted cards include VISA, AMEX, Mastercard, and Discover. In addition to these, SNAP EBT cards are also accepted for eligible items, but only in-store and not online.

Sam’s Club also accepts other payment methods, including gift cards, cash, checks, and Sam’s Club credit. That said, it’s important to note that Sam’s Club Private Label Credit Cards cannot be used at Walmart gas stations.

While Sam’s Club does not directly accept Google Pay or Samsung Pay, customers can use the Scan & Go feature on the Sam’s Club mobile app or Walmart Pay for contactless payments.

What Stores Take Apple Pay?

Most retail stores in the US accept Apple Pay and other contactless payment solutions. Here is a list of some of the most popular retailers and grocery stores that accept Apple Pay:

  • Costco
  • Target
  • Gap
  • Best Buy
  • CVS
  • ACME Markets
  • Aldi
  • Albertsons
  • Safeway
  • Walgreens
  • and more..

You can get a full list of stores that accept Apple Pay in the US here.

It is worth noting that some stores may not accept Apple Pay at all of their locations, or may only accept it at select locations. Additionally, some stores may only accept Apple Pay for certain types of purchases, such as in-store purchases but not online purchases.

If you are unsure whether a store you want to shop at accepts Apple Pay, you can check their website or ask the cashier or any other associate in-store and they should be able to provide up-to-date information about the payment policy of that specific location.


While it may be disappointing that Sam’s Club does not accept Apple Pay at the moment, there are other payment methods available when shopping at the store. As a member of Sam’s Club, you can use your Sam’s Club credit card or debit card to make purchases in-store or online.

Additionally, Sam’s Club offers a mobile payment service called Scan & Go, which allows customers to scan items with their phone and pay using various payment options within the app. This service is available to both members and non-members of Sam’s Club.

Overall, while Apple Pay is not currently accepted at Sam’s Club, there are still plenty of payment options available for customers. Whether you prefer to use your Sam’s Club credit or debit card or take advantage of the Scan & Go service, you can shop with ease knowing that there are multiple ways to pay.

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Hayden Ortiz

Hayden is the co-founder of TheValueShopper. He is someone who loves grocery runs and spent 20 years of his career in the retail and consumer service industry. As our senior editor, Hayden primarily focuses on managing this website and providing answers to as many shopping-related queries as he can possible find with in-depth articles and additional videos where necessary.