Does Sam’s Club Take Afterpay?

By Hayden Ortiz


sams club afterpay

Sam’s Club is a popular membership-based warehouse club that provides a wide range of products and services at bargain prices.

Afterpay on the other hand is a buy now, pay later (BNPL) financing platform that allows its users to purchase items at supported stores (in-store or online) and pay in installments for up to 6 weeks or more.

If you’re new to shopping at Sam’s Club, you may wonder whether the warehouse club accepts Afterpay as a form or payment for items purchased at any of their locations across the country.

Well, from our research, we found out that only a handful of Sam’s Club stores accept Afterpay, and not all of them do.

So if you are looking to shop at Sam’s Club using Afterpay, it is recommended that you check with your local store to see if they accept this payment option.

In this article, we will explore how Afterpay works at Sam’s Club. Can you pay online using Afterpay? Can you buy a Sam’s Club gift card with Afterpay? Let’s find out.

Does Sam’s Club Take Afterpay?

As we mentioned earlier, most Sam’s Club stores will not accept Afterpay but a handful will. Afterpay acceptance at Sam’s Club generally depends on the store as not many of their locations are equipped with the necessary hardware to process Afterpay payments from customers.

Afterpay is a payment service that allows customers to shop and pay for their purchases in installments, interest-free. Unfortunately, not all Sam’s Club locations offer this payment option thereby limiting shoppers to a couple of payment options.

If you’re looking to shop online at Sam’s Club using Afterpay, the bad news is that you simply cannot use Afterpay to pay as it is not accepted as a payment method on both the Sam’s Club website and mobile app (Android & iOS).

We generally recommend contacting your local Sam’s Club first to know if they accept Afterpay in-store before a trip to the store. You can use the Club Finder tool on the Sam’s Club website to find the closest club to your location.

How To Pay Using Afterpay At Sam’s Club (Quick Guide)

afterpay payments

If you want to use Afterpay to pay for your purchases at Sam’s Club, you can do so using the Afterpay mobile app. Here’s a quick guide on how to do it:

  1. Download the Afterpay app and sign up for an account if you haven’t already done so.
  2. Link your preferred payment method to your Afterpay account. You can use a credit or debit card, or link your bank account.
  3. Shop at Sam’s Club and add the items you want to purchase to your cart.
  4. At checkout, let the cashier know that you intend to use Afterpay to pay.
  5. After selecting Afterpay, you may need to go through a quick approval process which may require some personal information for a credit check.
  6. Once your Afterpay account has been linked and confirmed by the cashier, review your order and complete the purchase on the Afterpay app on your phone.
  7. Afterpay will split your purchase into four interest-free payments, due every two weeks depending on the installment plan you choose.

And that’s how you can pay using Afterpay at Sam’s Club locations that support the payment method.

It’s important to note that even if the club you visited accepts Afterpay, not all items are eligible for Afterpay, and there may be a minimum purchase amount required to use the service so you should bear these in mind if you’re using Afterpay.

Can You Buy A Sam’s Club Giftcard With Afterpay?

Yes, you can buy a Sam’s Club giftcard on the Afterpay mobile app or website. You can also buy Walmart giftcards on Afterpay, and since Sam’s Club is a Walmart brand, both gift cards can be used to pay for items at Sam’s Club.

Using Afterpay to purchase a gift card allows you to make payments in installments, which is helpful if you need to spread out your payments over time. Plus, you can earn rewards points on your credit card for the purchase, which can help you save even more money.

If the Sam’s Club store you’re shopping at does not accept Afterpay, you can simply purchase a Sam’s Club or Walmart gift card on the Afterpay app and use the gift card to pay for your items at Sam’s Club easily.

This is a convenient way to use Afterpay to make purchases at Sam’s Club, even if the store itself does not accept the payment method.

What Other Payment Methods Does Sam’s Club Accept?

Sam’s Club offers a variety of payment methods, including major credit and debit cards, such as Visa, American Express, MasterCard, and Discover. They also accept SNAP EBT cards for eligible items.

In addition to these payment methods, Sam’s Club accepts Sam’s Club and Walmart gift cards, Sam’s Club Credit, and Sam’s Cash. Customers can also pay with cash or checks.

While Sam’s Club does not accept PayPal or Google Pay, they do offer a Sam’s Club Mastercard and a Walmart Credit (PLCC) card that can be used for purchases at Sam’s Club.

If you’re visiting a Sam’s Club gas station (or fuel center), you can check the sign on the pump or with the station attendant to see if the fuel center accepts these types of credit cards.

What Stores Accept Afterpay?

Afterpay is a popular payment option that allows customers to pay for their purchases in installments. Many retailers in the United States offer Afterpay as a payment option, including Walmart-owned Sam’s Club.

In addition to Sam’s Club, thousands of other retailers accept Afterpay, including clothing stores, beauty brands, and home goods retailers. Some popular stores that accept Afterpay include Walmart, Forever 21, Sephora, and Bed Bath & Beyond amongst others.

To use Afterpay, customers simply need to create an Afterpay account and add their preferred payment method. At checkout, they can select Afterpay as their payment option and pay for their purchase in four interest-free installments.

It’s important to note that not all stores accept Afterpay, and some stores may only offer Afterpay as a payment option for online purchases. Customers should check with their favorite stores to see if they accept Afterpay before making a purchase.

Overall, Afterpay is a convenient payment option for customers who want to spread out the cost of their purchases over time. With thousands of retailers accepting Afterpay, customers have plenty of options to choose from when shopping.

Wrapping Up

In conclusion, only a few Sam’s Club stores accept Afterpay, and Afterpay is not accepted if you’re shopping online on the Sam’s Club website and mobile app.

It is also important to note that Sam’s Club offers other payment options such as credit and debit cards, and gift cards, so there are plenty of ways to pay for items purchased at Sam’s Club.

If you prefer to use Afterpay, it is recommended to check with your local Sam’s Club store to see if they accept Afterpay. This can be done by visiting the store or by calling their customer service line. It is also worth noting that Afterpay is offered online by many leading retailers across the U.S., but Sam’s Club is not currently one of them.

Overall, while Sam’s Club does not currently accept Afterpay for online purchases, there are still plenty of payment options available for shoppers.

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Hayden Ortiz

Hayden is the co-founder of TheValueShopper. He is someone who loves grocery runs and spent 20 years of his career in the retail and consumer service industry. As our senior editor, Hayden primarily focuses on managing this website and providing answers to as many shopping-related queries as he can possible find with in-depth articles and additional videos where necessary.