Does Lowe’s Accept Paypal?

By Hayden Ortiz

Last Updated:

lowes paypal

Many people prefer to use PayPal as their go-to payment method when shopping online or in-store. However, it can be frustrating when a store does not accept this payment option.

One such store that people may wonder about is Lowe’s. So, does Lowe’s accept PayPal? Can you pay at your favorite Lowe’s using your PayPal account?

Unfortunately, Lowe’s does not currently accept PayPal as a form of payment in any of its stores but you can use PayPal to pay on the Lowe’s website when shopping online.

This may come as a disappointment to those who rely on PayPal for their shopping needs especially those who prefer in-store shopping. However, there are other payment options available at Lowe’s, such as major credit cards, debit cards, and Lowe’s credit cards.

In this article, we will be taking a look at Lowe’s policy on accepting PayPal payments including PayPal balance, Paypal Credit, and PayPal “Pay in 4” amongst others.

Does Lowe’s Accept Paypal In-Store?

Unfortunately, Lowe’s does not accept PayPal at their physical store locations at the moment. Customers looking to purchase items physically at Lowe’s must use cash, credit/debit cards, or Lowe’s gift cards.

However, customers can use Lowe’s gift cards purchased with their PayPal balance to make purchases both online and in-store. This can be a convenient option for those who prefer to use PayPal as their primary payment method.

It is currently unknown why Lowe’s does not accept PayPal in-store, and the retailer does not appear to have any plans to accept it in the future. Customers looking to use PayPal for in-store purchases may need to consider other retailers that accept this payment method, such as Home Depot or Walmart.

Does Lowe’s Online Take Paypal?

Many customers wonder if they can use PayPal to make purchases on the Lowes website and the answer is Yes, you can pay online on the website using PayPal.

To use PayPal on, simply add items to your cart and proceed to checkout. When you get to the payment page, select PayPal as your preferred payment method and after that, you will then be redirected to the PayPal website to complete the transaction.

It’s important to note that PayPal is not accepted as a payment method while checking out at one of their physical stores. However, customers can use Lowe’s gift cards bought with their PayPal balance to make purchases both online and in-store.

Does Lowe’s Accept Paypal Credit (Online & In Store)?

Unfortunately, Lowe’s does not accept PayPal credit as a payment method in-store or online. However, there is a way to use PayPal credit to pay for purchases at Lowe’s.

Customers can buy a Lowe’s gift card using their PayPal credit and use the gift card to shop on the Lowe’s website. This is currently the only way to use PayPal credit when purchasing items both physically or online at Lowe’s.

Can You Use Paypal Pay In 4 At Lowe’s?

Lowe’s does not accept Paypal Pay in 4 as a payment option. Instead, they have their own “Buy now Pay later” program via Lowe’s Pay. Additionally, they offer a credit card that can be used for purchases at their stores.

Lowe’s Pay allows customers to finance larger purchases and pay over time with fixed monthly payments. You can apply for Lowe’s Pay in-store or online, and the approval process is quick and easy.

What Other Payment Methods Are Accepted At Lowe’s?

Aside from PayPal, Lowe’s accepts a variety of payment methods for both in-store and online purchases. Customers can pay with cash, checks, and major credit cards such as Visa, MasterCard, American Express, and Discover. Lowe’s also accepts debit cards and gift cards as payment options.

For in-store purchases, customers can use mobile payments such as Google Pay, Apple Pay, and Samsung Pay. Customers can also apply for the Lowe’s Advantage Credit Card to receive special financing offers and discounts.

For online purchases, customers can pay with major credit cards, debit cards, and Lowe’s gift cards. Lowe’s also offers a “Buy Online, Pick Up In Store” option, allowing customers to pay online and pick up their items at a physical store.

It’s important to note that before the charge goes through, the bank will do an authorization and the charges will show as pending until the items are shipped, loaded for delivery, or picked up in-store. This is a common practice for banks and is done to ensure sufficient funds are in the account to make the purchase.

Overall, Lowe’s provides a variety of payment options to make the checkout process as convenient as possible for its customers.


In conclusion, Lowe’s only accepts PayPal for online purchases and you can’t use PayPal to pay for items in-store.

The workaround to use PayPal in-store is by purchasing Lowe’s gift cards using your PayPal balance and then using the gift cards you purchased to pay when you’re done shopping.

Paypal Credit and Paypal Pay in 4 are not accepted at Lowe’s both in-store and online.

And that will be it for this article. If you were confused about whether you can use your Paypal account to pay for items purchased at Lowe’s, we hope the article helped clear your doubts.

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Hayden Ortiz

Hayden is the co-founder of TheValueShopper. He is someone who loves grocery runs and spent 20 years of his career in the retail and consumer service industry. As our senior editor, Hayden primarily focuses on managing this website and providing answers to as many shopping-related queries as he can possible find with in-depth articles and additional videos where necessary.