Does Sam’s Club Take Discover?

By Hayden Ortiz

Last Updated:

sams club discover

Sam’s Club, is one of the largest membership-only retail stores in the United States owned and operated by Walmart with a presence in 45 states in the country.

If you have a Discover card and you’re looking to take a trip to your local Sam’s Club, you may be wondering if the store accepts Discover cards.

Discover is one of the major credit cards that Sam’s Club accepts, along with Visa, Mastercard, and American Express.

Fortunately, like its parent company (Walmart) and many other popular retail stores, Sam’s Club accepts Discover cards at all its locations nationwide. This means that as a Discover cardholder, you can use your card to pay for items at Sam’s Club stores.

In this article, you will learn all you need to know about Discover payments at Sam’s Club. Do they accept Discover online? What other payment methods are accepted in-store (and online)? Let’s find out!

Can You Pay With A Discover Card At Sam’s Club?

As we mentioned earlier, Yes, Sam’s Club does accept Discover cards as a form of payment at all of its locations in the country.

Discover cardholders can use their card to make purchases at any Sam’s Club store without any limitation. Whether you have a Discover it® Cash Back, Discover it® Miles, or any other type of Discover card, you can use it to pay for your purchases at Sam’s Club.

In addition to Discover, Sam’s Club also accepts other major credit cards, including Visa, Mastercard, and American Express. However, keep in mind that some Sam’s Club locations may have specific rules regarding which types of credit cards are accepted. It is always best to confirm their payment policies with your local Sam’s Club store.

Also, using a Discover card at Sam’s Club can earn you cashback rewards. You can earn up to 5% cashback on purchases made at Sam’s Club and other eligible retailers when you use your Discover card to make payments. This cashback can be redeemed for statement credits, gift cards, or merchandise.

Does Sam’s Club Accept Discover Online?

Yes, Sam’s Club also accepts Discover cards for online purchases. You can use your Discover credit card to pay for your orders while shopping on the Sam’s Club website or mobile app.

To make an online purchase with a Discover credit card, simply add the items you want to purchase to your cart and proceed to checkout. Select “Discover” at checkout as your payment method and enter your credit card information.

If you frequently shop at Sam’s Club, you can also apply for a Sam’s Club credit card, which offers additional benefits such as cashback rewards and exclusive discounts. You can manage your Sam’s Club credit card account online by registering for an online account.

What Cards Are Not Accepted At Sam’s Club?

Sam’s Club accepts most credit and debit cards from US-based bank accounts, including American Express, Visa, Mastercard, and Discover. However, they do not accept credit cards tied to bank accounts in other countries.

While Sam’s Club accepts Discover cards in-store and online, it is important to note that not all merchants accept Discover cards due to higher fees charged by Discover compared to other credit card companies.

In addition to international credit cards, Sam’s Club does not accept WIC or PayPal as forms of payment. It is also important to note that Sam’s Club gift cards cannot be used to purchase other gift cards or for online purchases and SNAP/EBT cards are only accepted in-store for eligible items depending on the state.

What Other Payment Methods Are Accepted At Sam’s Club?

Aside from major credit and debit cards, Sam’s Club accepts a variety of payment methods for eligible purchases. These include Walmart and Sam’s Club gift cards, checks, cash, Sam’s Credit, and SNAP/EBT cards.

For those who prefer to pay with cash, Sam’s Club also accepts it at all of its locations. In addition, members can use the Sam’s Club ATM to withdraw cash or get cash advances of up to $100 (with a daily limit of $600).

If you prefer to pay with a check, Sam’s Club accepts personal checks, business checks, and cashier’s checks. Members can also get cashback of up to $20 on each check transaction.

For those who want to earn rewards, Sam’s Club offers the Sam’s Club Mastercard. Members can earn up to 5% cash back on gas, 3% cash back on dining and travel, and 1% cash back on all other purchases. Plus, members can earn Sam’s Cashback on eligible purchases.

Wrapping Up

In conclusion, Sam’s Club does accept Discover credit cards in addition to cards from other popular providers like VISA, AMEX, and MasterCard. If you’re a Discover card holder, you can pay using your card both in-store and online at all Sam’s Club locations.

That said, it is important to note that not all services provided by Sam’s Club may be available to non-members since it is mostly a membership-only retail store.

Joining Sam’s Club as a Club Member or a Plus Member can offer additional benefits such as savings and exclusive offers. Plus Members can earn up to 5% on eligible Sam’s Club purchases and earn 3% back on dining with the Sam’s Club Mastercard.

Photo of author

Hayden Ortiz

Hayden is the co-founder of TheValueShopper. He is someone who loves grocery runs and spent 20 years of his career in the retail and consumer service industry. As our senior editor, Hayden primarily focuses on managing this website and providing answers to as many shopping-related queries as he can possible find with in-depth articles and additional videos where necessary.