Does Sam’s Club Take Checks?

By Hayden Ortiz

Last Updated:

does sams club take checks

Sam’s Club is one of the popular membership-based retail warehouses in the United States that offers a wide variety of products at competitive prices.

One of the frequently asked questions by customers especially new members is whether Sam’s Club accepts checks as a payment method in their warehouses and when shopping online.

Well, the answer is not a straight yes or no. Sam’s Club takes checks as a form of payment for purchases when you shop physically at any of their warehouses but they will not accept checks when shopping online.

In this article, we will take a look at Sam’s Club’s policy on checks. What type of checks does the retail store accept? Can you order a check from Sam’s Club? These and more will be discussed in this short article.

Can You Pay With A Check At Sam’s Club?

Yes, as mentioned earlier, Sam’s Club accepts both personal and business checks as a valid form of payment for in-store purchases, however, there are some basic verification checks they conduct before a check can be accepted.

For example, the check you’re presenting must carry your name and/or business name, address, and phone number, as they appear on your Sam’s Club membership account.

Also, the amount written on the check must be the exact amount as the purchase made at the Sam’s Club warehouse.

To ensure a smooth transaction, we recommend going along with a valid government-issued photo ID (such as a driver’s license or passport) with a matching name on the check as it may be required depending on the store.

Additionally, the check must have a signature line and check number. Sam’s Club does not accept third-party checks, post-dated checks, or checks without a valid signature.

Does Sam’s Club Accept Checks (Telechecks) Online?

Unfortunately, Sam’s Club does not accept checks (i.e. telechecks) as a form of payment when shopping on their website or mobile app.

This policy was implemented back in 2017 and still stands today. Therefore, if you’re looking to shop online on the Sam’s Club website or mobile app, you should consider using other accepted payment methods including credit card, debit card, or ACH payments to pay for your order.

Can You Order Checks At Sam’s Club? (In-Store & Online)

Yes, you can order checks from Sam’s Club and the store offers a convenient way for its members to order checks online or in-store.

If you have a valid Sam’s Club membership or any tier, you choose from a wide variety of personal and business checks on the website and have them delivered within 10-12 business days.

The website offers an easy-to-use interface that allows members to customize their checks with different designs, fonts, and colors.

For those who prefer to order checks in-store, Sam’s Club has got you covered. You can purchase personalized checks at most Sam’s Club locations. Simply visit the membership desk at your local Sam’s Club and inquire about ordering checks. A Sam’s Club associate will assist you in placing your order.

If you don’t want to use the website or take a trip to the nearest warehouse, you can also order checks from Sam’s Club by calling 866-314-8843. This number is available 24/7 and a representative will be happy to assist you in placing your order.

Other Payment Options At Sam’s Club

In-Store Payment Methods

Sam’s Club provides customers with various payment options to choose from when making in-store purchases.

When shopping at a Sam’s Club warehouse, you can pay for your purchases using cash, personal checks, Sam’s Club checks, or credit cards such as MasterCard, VISA, American Express, and Discover.

Sam’s Club also accepts popular contactless payment options including Apple Pay, Walmart Pay, Google Pay, and Samsung Pay for those who prefer to pay using their mobile devices.

Online Payment Methods

Sam’s Club offers several payment options for online purchases. Customers can pay using credit cards such as Visa, Mastercard, American Express, and Discover. Sam’s Club also accepts debit cards with the Visa or Mastercard logo.

Customers can also pay using ACH (Automated Clearing House) payments, which is a secure electronic payment system that allows customers to transfer funds directly from their bank account to Sam’s Club.

Wrapping Up

In conclusion, Sam’s Club is a great place to shop for a variety of products, and they accept both personal and business checks in-store.

However, it’s important to note that they do not accept checks as a form of payment online. If you need to pay for an online purchase, you’ll need to use a credit card or other accepted payment method.

It’s also worth noting that Sam’s Club is owned by Walmart, so if you’re a Walmart customer, you may be able to use your Walmart credit card or Walmart Pay at Sam’s Club as well.

Overall, if you prefer to pay with a check, Sam’s Club is a great option for in-store purchases. Just remember to bring a valid ID and make sure your check includes all the necessary information, including your full name, address, and phone number.

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Hayden Ortiz

Hayden is the co-founder of TheValueShopper. He is someone who loves grocery runs and spent 20 years of his career in the retail and consumer service industry. As our senior editor, Hayden primarily focuses on managing this website and providing answers to as many shopping-related queries as he can possible find with in-depth articles and additional videos where necessary.