Safeway is a popular supermarket chain that operates across several states in the United States.
One of the questions that customers frequently ask is whether Safeway cashes checks and if you were wondering if you could cash a check at Safeway, you’re not alone.
Well, the good news is that Safeway does offer check cashing services at all of its store locations in the country.
For those who are unfamiliar with check cashing services, it is a service that allows customers to cash checks without having to go to a bank. This is particularly useful for those who do not have a bank account or do not want to wait for a check to clear.
In this article, we will be taking a deep dive into check cashing services at Safeway. What types of checks can you cash at Safeway? Does the store charge a fee to cash checks? These questions and more will be answered here.
Can You Cash A Check At Safeway?
As mentioned earlier, Safeway offers check-cashing services at all of its retail locations across the country and shoppers can cash several types of checks in-store. There is also no limit to the number of checks that can be cashed per person.
To cash a check at Safeway, you will need to bring a valid government-issued photo ID, such as a driver’s license or passport.
Also, Some types of checks may not be accepted, and the exact types of checks that can be cashed may vary at each location. Therefore, it is recommended that you contact your local Safeway store to confirm their check-cashing policy before heading out.
What Types Of Checks Can You Cash At Safeway?
Safeway provides check-cashing services for various types of checks, including payroll checks, cashier’s checks, and government-issued checks such as social security, tax refunds, and stimulus checks.
Even though you can cash several checks at Safeway, there are still some checks you cannot cash, including personal and handwritten checks. So if you’re looking to cash any of these checks, you might want to check with other stores.
Just in case you cannot differentiate between these check types, personal checks are checks that are not issued by a bank or financial institution, while handwritten checks are checks that are not printed by a computer or a check-printing company.
It’s important to note that the check-cashing policy may vary depending on the location, so it’s always best to contact your local Safeway store first before bringing in a check for cashing.
How Much Does Safeway Charge To Cash A Check?
Safeway charges a fee of 1.15% to cash any check at most of its stores.
For instance, cashing a $1000 check would cost you $11.50 while cashing a $500 check would cost $5.75 at Safeway.
Fees aside, you can only cash a check if Safeway’s check verification system accepts the check. They do cash payroll, government-issued, and cashier’s checks up to $1500 and there is no limit on the number of checks you can cash in a day.
While Safeway tries to maintain a uniform fee for services offered at its stores across the country, it is important to note that Safeway’s check cashing policy and cost may vary based on state regulations and store location.
We generally recommend reaching out to your local Safeway store before heading out to cash your check(s) to learn about the types of checks accepted and the fees they charge.
How To Cash A Check At Safeway (Step By Step Guide)
Cashing a check at Safeway is a straightforward process. Follow these simple steps to get your cash quickly and easily.
Step 1: Bring Your Check And ID
To cash your check at Safeway, you’ll need to bring your check and a valid identification card. Acceptable forms of ID include a passport, state ID, military ID, or any other valid identification card.
Step 2: Visit The Customer Service Desk
Once you have your check and ID, head to the customer service desk at your local Safeway location. Let the customer service representative know that you want to cash your check.
Step 3: Endorse The Check
Before the customer service representative can cash your check, you’ll need to endorse it. This means signing the back of the check.
Step 4: Pay The Cashing Fee
Safeway charges a fee for cashing checks. The exact fee varies by location and the amount of the check. You can expect to pay around 1.15% of the check’s value or $2.25 for every $200.
Step 5: Collect Your Cash
Once you’ve paid the cashing fee, the customer service representative will proceed to verify the validity of the photo ID and check you presented.
If the verification is successful, the rep will give you your cash and you can then use the money however you like including paying for purchases at the store.
And that’s how you can easily cash a check at Safeway. It’s quite easy.
Overall, cashing a check at Safeway is a simple and convenient process. Just make sure to bring your check and ID, endorse the check, pay the cashing fee, and collect your cash.
What Time Does Safeway Cash Checks?
Safeway stores offer check cashing services during store hours, which typically run from 7 am to 7 pm. However, it is recommended that you check the store hours of your local Safeway branch, as hours may vary by location.
To find the nearest Safeway store, you can use the Safeway store locator on the company’s website. On the locator tool, enter your zip code or city and state, and you should be able to quickly find the nearest store to your location and its hours of operation.
It’s important to note that Safeway may prioritize certain types of checks during high-volume times, such as payroll checks, which represent an urgent need for the customer. Therefore, you may experience longer wait times for check cashing services during peak hours.
Conclusion
Safeway offers check-cashing services to customers who need quick access to funds.
According to the Safeway Club Card website, customers can cash payroll, government-issued, and cashier’s checks up to $1,500 at all Safeway locations. The cost for cashing out checks at Safeway is 1.15% of the check’s worth.
To cash a check at Safeway, you can visit the customer service desk at your local Safeway store, present the check alongside a valid photo ID, and collect your cash after your details have been verified by the rep available.
