Does Costco Accept PayPal? What To Know

By Hayden Ortiz

Last Updated:

image costco paypal

Costco is a popular warehouse club that offers a wide range of products and services to both members and non-members alike.

One common question that arises among shoppers, especially new Costco members is whether Costco accepts PayPal as a payment method.

Unfortunately, the answer is no. According to our research, Costco does not accept PayPal as a form of payment at any of its stores in the United States.

If you use PayPal a lot to pay for your purchases at other stores and when shopping online, knowing that your favorite Costco store doesn’t accept PayPal can be saddening but the good thing is there are a bunch of other payment methods you can use to pay for your purchases at the store stress-free.

In this article, we will be looking at the availability of PayPal at Costco. Do they accept PayPal when shopping online? What other payment methods are available at Costco? Let’s find out.

Can You Pay With PayPal At Costco?

Unfortunately, as we mentioned earlier, Costco does not accept PayPal as a payment method in-store at any of its locations around the United States.

Customers are required to choose from the accepted payment methods, which include Visa, Mastercard, and more.

While PayPal is a popular digital wallet, Costco has decided not to welcome payments via this platform. This could be due to PayPal’s transaction fees, which can vary based on the type of transaction and the merchant’s sales volume.

Does Costco Accept PayPal Online?

Costco does not accept PayPal as a payment option on its website or mobile app. Also, if you are shopping on Costco via Instacart, you cannot pay with PayPal.

While Costco offers a variety of payment options for its online orders, including Visa, MasterCard, most PIN-based Debit/ATM cards, and Costco Shop Cards, PayPal is not one of them.

If you prefer using PayPal for your online purchases, you may want to consider other retailers that accept PayPal as a payment option.

Does Costco Take PayPal Credit/Debit Card?

Costco does not currently accept PayPal as a form of payment in their physical stores or on their website.

That said, you should be able to pay with your physical PayPal credit or debit card since their physical cards are issued by Mastercard, which is a payment method accepted at Costco both in-store and online.

If you have a PayPal cashback card, debit card, or prepaid card, it can be used anywhere Mastercard is accepted, including Costco’s online platform.

What Other Payment Methods Does Costco Take?

Costco accepts a variety of payment methods, including VISA card, MasterCard, the Costco Anywhere Visa® Card by Citi, most PIN-based Debit/ATM cards, and cash.

They also accept personal and business checks from shoppers with an active Costco membership, traveler’s checks, EBT cards, and some of the popular mobile payment options including Apple Pay, Google Pay, and Samsung Pay.

Just like in the stores, Visa or MasterCard Debit cards are also accepted at Costco’s pharmacies, optical and hearing aid departments, and U.S. Costco gas stations. Costco Shop Cards can also be used for purchases and can be purchased at any U.S. Costco location or on

For online purchases, accepts all Visa cards, the Costco Anywhere Visa® Card by Citi, MasterCard, most PIN-based Debit/ATM cards, and Costco Shop Cards. However, a U.S. or Canadian billing address is required for deliveries within the United States.

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Hayden Ortiz

Hayden is the co-founder of TheValueShopper. He is someone who loves grocery runs and spent 20 years of his career in the retail and consumer service industry. As our senior editor, Hayden primarily focuses on managing this website and providing answers to as many shopping-related queries as he can possible find with in-depth articles and additional videos where necessary.